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Apps for creators

Be a d*ck, it pays.

We’re reinventing what it means to be a dick.

The big platforms keep up to half of what your fans pay. That’s not being a dick, that’s being an a**hole. We take $0.00, and fans pay you wallet to wallet via x402, at prices they see first.

Here to watch or read?Explore creatorsHere for the Beanstalk Challenge?Scroll for our story

The big platforms keep up to half of what your fans pay. That’s not being a dick, that’s being an a**hole. We take $0.00, and fans pay you wallet to wallet via x402, at prices they see first.

Here to watch or read?Explore creatorsHere for the Beanstalk Challenge?Scroll for our story

01Once upon a time

Every beanstalk starts with a few magic beans.

Ours were a four-letter domain and a payment code the web left unused for almost thirty years. Here’s how dick.com grew from them: a long climb, a giant, and gold that finally comes back down.

dick.com
A name nobody forgets
x402
402 Payment Required, waiting since the ’90s

02The giant

Fee, fi, fo, fum. Mostly fee.

Every big platform reaches into the tip jar before the creator does. Some keep half of what fans pay, then make creators wait weeks for the rest.

  • Twitch50%
  • YouTube30%
  • OnlyFans20%
  • Patreon10%
  • dick.com0%

Share each platform keeps of fans’ subscriptions and memberships, before payment processing fees. Twitch’s 50% is its default split; creators in its Plus program can keep 60–70%.

03The same $5

Same $5. Very different ending.

A fan gives Mara, a singer-songwriter, $5 in the middle of a song. Here’s where it goes.

Twitch
Fan subscribes$5.00
Twitch’s cut−$2.50
Paid outweeks later
Mara gets$2.50
d*ck.com
Fan tips$5.00
Our cut$0.00
Paid outin seconds
Mara gets$5.00

04The magic bean

The magic bean is a status code.

x402 is an open payment standard from Coinbase. It finally puts the web’s long-reserved 402 Payment Required to work.

  1. 1The page asksHTTP 402 · $0.25
  2. 2The fan’s wallet paysUSDC on Base
  3. 3It unlocksin about 2 seconds

Money moves wallet to wallet, so we never hold creator funds. Network fees are a fraction of a cent, and we cover them, so even a 5¢ article makes sense. It’s also how AI agents pay for what they read. More on x402

05How it works

Three steps. That’s the whole climb.

No contracts, no revenue-share agreements, no setup call. Just a creator, their audience, and a link.

  1. 01

    Claim your link

    Take dick.com/yourname for free. Go live, post an article, or just share the link for tips.

  2. 02

    Fans pay

    Free things play instantly. Paid ones show the price first, and fans pay from their wallet in seconds. No account, no card.

  3. 03

    The money lands

    Straight in the creator’s wallet. Not a platform balance, not in 30 days. dick.com keeps nothing.

  • Your browser (recommended)
  • OBS Studio
  • Zoom
  • Microsoft Teams
  • Streamlabs
  • Any RTMP app

06What we built

One link, four apps, one wallet.

dick.com launched in June with pay-per-view streaming. This fall it grew into a suite of apps for creators, and there are more to come.

07Who climbs

Every creator, from one person with a guitar to a national newsroom.

If an audience wants to pay you, dick.com gets the money to you whole, whatever your size.

  • MusiciansLive concert$10
  • EducatorsPhotography masterclass$25
  • CoachesLive training session$5
  • ArtistsWatch me paint$3
  • JournalistsUnfiltered commentary$2
  • PublishersOne article, no paywall$0.25
  • GamersTournament stream$1
  • ChefsItalian cooking class$8
  • ScientistsOpen lab sessionFree

A general-audience platform: no adult content, ever. Great content doesn’t need it.

08Golden eggs

The goose is already laying.

Where dick.com stands, four months after launch.

1,000+users, and counting

pledged
$100K
platform cut, ever
0%
from fan to wallet
<2s

09Pick your d*ck

Pick your d*ck.

Creators pay one flat monthly plan, never a percentage. Free brings them in, and they move up as their audience grows, because they’re earning more.

Plans are paid in USDC on Base. No credit card, ever.

10Rick & Two Ryans

Rick & two Ryans.

Every beanstalk needs someone to plant the beans, someone to grow it and someone to climb it.

Rick Schwartz

Host · planted the beans

Puts on the Beanstalk Challenge, the competition this brief was made for, and gave ideas like this one somewhere to grow.

Todd Ryan

Founder · grew the beanstalk

Started dick.com with one idea: fans should pay creators directly, and the platform should keep nothing. Launched it with pay-per-view streaming and grew it to 1,000+ users.

Blake Ryan

Builder · climbed it

Turned one streaming page into a suite of apps, drew the d*ck.com brand, and built the page you’re reading for the Beanstalk Challenge.

11The top

What’s at the top of the beanstalk.

Where dick.com goes next.

  1. 01

    Bring all 1,000+ users into the apps

    Every channel moves to the new suite, and every creator link keeps working.

  2. 02

    Build more apps

    Stream, Articles, Tips and Wallet are the first. More apps for creators are on the way, on the same link and the same wallet.

  3. 03

    Plug into where creators already are

    A tip link or QR code on Twitch, YouTube and Substack, and pay-per-article on publishers’ own sites.

  4. 04

    Grow free creators into paying ones

    When an audience outgrows the free plan, the creator moves up to Premium or Pro.

  5. 05

    Trust and safety built for scale

    A DMCA agent, in-page reporting, and a no-adult-content policy already approved by several web-security vendors.

12The end

The big platforms built their businesses on taking a cut. We built ours on never taking one.

Be a d*ck, it pays.

Claim your channelExplore creatorsClimb back down

Read the 2-page founder brief · Questions? support@dick.com · X @dickwebsite